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AML Reliance

AML Tranche 2 is coming. Reliance lets agents and conveyancers share the compliance load — your conveyancer runs the full CDD check, you rely on it. Done once, done properly.

Process

The workflow

One-time setup

Sign the reliance arrangement in Livesign. Done once, covers every future shared client.

Client is engaged

Agent handles the sale, conveyancer handles settlement. No change to how referrals work.

Conveyancer runs full CDD

Document verification, biometric liveness, DVS, PEP/sanctions, risk assessment — all in Livesign.

Agent relies on that check

No separate verification needed. The agent's obligation for that client is satisfied under the arrangement.

Everything sits in Livesign

The verified package, signed arrangement and audit trail — ready if AUSTRAC ever asks.

Get started

Setting up your reliance arrangement

Three steps, initiated from either side of the arrangement.

1

Both parties need a Livesign account

Reliance only works between two enrolled Livesign users — agent and conveyancer.

2

Start from your dashboard

Either side can initiate from the Compliance Hub, naming the other party.

3

Review and countersign

Once both sides confirm, the arrangement is live and covers every client you share from that point on.

What it means for you

What Reliance changes

For agents

Duplicate ID checks

Gone - the client isn't re-verified when the conveyancer has already done the full check.

Referral relationship

Stays with the conveyancer you trust - no reason to look elsewhere.

Compliance admin

Handled under the arrangement. Your obligation for that client is satisfied.

Cost

No extra check needed for that client.

For conveyancers

Duplicate ID checks

No change - you still run the full check, as you always have.

Referral relationship

Protected - the agent has no reason to look elsewhere for compliance.

Compliance admin

Same workflow, plus the arrangement on file gives you added protection.

Cost

No change — you're paid for the check as usual.

FAQ

Reliance explained

Everything you need to know about using Reliance for AML/Tranche 2 compliance.

What is Reliance?

An arrangement that lets an agent rely on their conveyancer's completed CDD check for a shared client, instead of running a second check.

Do we need to be enrolled with AUSTRAC first?

Yes. Reliance only applies between two enrolled reporting entities with a written arrangement in place.

Does this cover buyers and sellers?

Yes — the arrangement applies to any client the agent and conveyancer share, buyer or seller.

What if my conveyancer doesn't use Livesign?

Reliance needs both parties on Livesign. If your conveyancer isn't set up, you'll need to run your own check for that client.

Does the agent skip verification altogether?

Yes, for that client. The conveyancer runs the full CDD check — document verification, biometrics, PEP/sanctions screening, risk assessment. The agent doesn't repeat it; they rely on the conveyancer's completed check under the arrangement.

Is there an extra cost for Reliance?

No. It's included — you're only ever paying the standard $5 per AML check, and only one side pays it per client.

Still have questions?

Ask anything you like to get in-depth answers, step-by-step instructions and expert guidance.

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Stop the double-check

Set up Reliance with your conveyancer and every shared client only verifies once.

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Keep the referrals coming

Offer Reliance to your agent partners — same workflow, stronger relationship.

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